Board of Directors

Clemente Cuevas Marshell Siplin Jeff Stueve Jeff Stueve Jeff Stueve
S. Rizzo
M. Siplin
M. McCall
C. Cuevas
V. Atkins-Bradley

OCHFA Board of Directors, 2211 E. Hillcrest St., Orlando, FL 32803 | 407.894.0014

Board Profile

The Board of Directors is a governing body of OCHFA (Authority/Agency) and is vested with all of OCHFA's statutory authority. In addition, the Board of Directors adopts and amends bylaws, appoints the Executive Director and other members of the Executive Team, adopts credit policies and credit guidelines for OCHFA's lending programs; as well as authorizes bonds and investments to support OCHFA's lending activities.

The Orange County Housing Finance Authority was established by Orange County Ordinance No. 78-18, effective November 3, 1978, and passed by the Orange County Board of County Commissioners on October 31, 1978, pursuant to Chapter 78-89, Laws of Florida. A resolution was adopted November 28, 1978, to include transacting business and exercising powers pursuant to Chapter 78-89, Laws of Florida.

Chapter 78-89, Laws of Florida, outlines the powers and duties of the Authority.

The Authority may employ such agents and employees as it may require and may delegate to an agent or employee such powers or duties as deemed proper. Legal counsel for the Board of County Commissioners of Orange County shall serve as legal counsel for the Housing Finance Authority unless by majority vote the Authority decides to employ different counsel. The Authority shall make, purchase, and sell loans for qualifying housing developments; shall issue bonds and limit sources from which such bonds are payable. A member shall receive no compensation for his/her services, but shall be entitled to necessary expenses, including travel expenses, incurred in his/her duties.

Appointments: The Orange County Board of County Commissioners appoints five (5) members, one of whom shall be designated by the Board as Chairman. Not less than three of the mem bers shall be knowledgeable in one of the following fields: labor, finance, or commerce.Chapter 78-89, Laws of Florida, outlines the powers and duties of the Authority.

Membership Repesentative:
1-At-Large Rep. | 1-Commerce Rep. | 2-Finance Rep(s). | 1-Labor Rep.

Term Length - Four Years: The terms of the members are staggered. NOTE: A member of the Authority's Board of Directors' shall hold office until his successor has been appointed and has qualified. Each vacancy shall be filled by the Orange County Board of County Commissioners for the remainder of the unexpired term. A Certificate of Appointment or Re-appointment of any member shall be filed with the Comptroller of Orange County.


SASCHA RIZZO - Board Member
Term expires: 12/31/18 | Email:

Sascha Rizzo is a Senior Vice President for Wells Fargo Private Bank serving as a Senior Investment Strategist.  He started in the financial services industry in 1985 and became a Portfolio Manager at the Private Bank of Bank of America in 1997. 

Sascha graduated from Rutgers University with a degree in Economics.  He moved to Central Florida to attend graduate school at Rollins College and earned an MBA from the Roy E. Crummer Graduate School of Business at Rollins College.  After graduation, Sascha earned the designation of Chartered Financial Analyst (CFA®) and Certified Financial Planner (CFP®).

Since moving to Central Florida, Sascha has been involved with many civic boards and associations.  He has served as Chairman of the Lakes Advisory Board in Maitland, was elected to the Maitland City Council and served as Vice Mayor prior to his election as Mayor of the City of Maitland in 2000 where he served until 2006.  Sascha was also a member of the South Seminole North Orange County Waste Water Transmission Authority until 2006 and in 2008, he became a board member of the Orange County Housing Finance Authority in 2008.


Term expires: 12/31/20 | Email:
Ms. Siplin has over 20-years experience in corporate America, holding various roles throughout her career; and currently is a Human Resources professional. She serves on the Advisory Board for INROADS, Inc., supporting their mission to develop talented minority youth, preparing them for corporate and community leadership. Ms. Siplin also serves on the Board for Citizen’s Commission for Children.  She also plays an active role in her community, volunteering with several organizations, feeding the homeless, jail ministry and serving as a Youth Life Coach. Ms. Siplin earned her MBA in Human Resources Development from Webster University and a bachelor’s degree in Behavior Science from Barry University.


MERCEDES McCALL - Vice Chairman
Term expires: 12/31/19 | Email:

Vice President and Area Relationship Manager, Sunshine Bank. Ms. McCall is a highly accomplished Banking Executive, with proven entrepreneurial track record of leading growth and retention strategies for Central Florida denovo bank. She is an experienced leader with high performance standards who advocates accountability and teamwork to consistently exceed expectations and deliver bottom-line results. She also led the rapid and successful growth for Banco Popular North America as the Region Executive for Central Florida, overseeing the acquisition and inauguration of the Bank's Central Florida Operations.

Ms. McCall's previous role in banking included serving as the region executive for Central Florida for Banco Popular North America, where she successfully set up two branches of the bank in Osceola County. She is well-known for her contributions to the Hispanic community, having served as the first female elected president of the Hispanic Chamber of Commerce, a founding member of the Hispanic Business Initiative Fund and a founding member of the Hispanic Scholarship Fund.


Term expires: 12/31/17 | Email:

Since 1982, Mr. Cuevas has been serving in the US Navy Coast Guard Reserves as a Work Center Supervisor; his service includes: Search and Rescue and Disaster Recovery operations; Law Enforcement and Homeland Security operations. Mr. Cuevas served as a Tax Audit Supervisor, Florida Department of Revenue.  Mr. Cuevas has an MBA in Management & Marketing; as well as, a bachelor’s degree in Computerized Accounting. His business managerial experience includes banking, First Union & Barnett Bank and the Federal Government, both military and civilian.


Term expires: 12/31/20 | Email:

President and CEO, Votum Construction. She has over 25-years of experience in training, business development, community affairs/government relations, construction management and contract administration; both the public and private sectors. Much of her experience has been as Senior Manager with Turner Construction Company.


Special District Reporting Information

Section 189.069, Florida Statutes

Legal Name: Orange County Housing Finance Authority (the "Authority"/ "OCHFA")

Purpose: The Authority was created pursuant to Orange County Ordinance No. 78-18 for the purpose of promoting and providing financial resources for affordable and workforce housing for Central Florida families and individuals as provided in the Florida Housing Finance Authority Law set forth in Part IV of Chapter 159, Florida Statutes.

Board: The Authority is governed by five members, all of which are appointed by the Board of County Commissioners of Orange County, Florida.  Pursuant to Section 159.605, Florida Statutes, not less than a majority of the board members must be knowledgeable in one of the following fields:  labor, finance, or commerce.  Terms of the board members are four (4) years, but members hold office until their successor has been appointed and qualified.  Board members receive no compensation for their services, but are entitled to necessary expenses, including travel expenses, incurred in the discharge of their duties. Board Secretary is W.D. Morris, whose email address is

Current members or the board are as follows:
Member Position Term Email
Sascha Rizzo
December 31, 2018
Marshell Siplin
Vice Chair
December 31, 2016
Mercedes McCall
Board Member
December 31, 2019
Clemente Cuevas
Board Member
December 31, 2017
Vernice Atkins-Bradley
Board Member
December 31, 2016

Fiscal Year: The fiscal year of the Authority is October 1 through September 30 of each year.

Creation Document (Charter): The Authority was created pursuant to Orange County Ordinance No. 78-18 in accordance with the Florida Housing Finance Authority Law set forth in Part IV of Chapter 159, Florida Statutes.

Mailing Address: Orange County Housing Finance Authority, 2211 East Hillcrest Street, Orlando, Florida 32803.  The telephone number for the Authority is (407) 894-0014. It's website is located at

Boundaries: The Authority operates primarily within the geographical boundaries of Orange County, Florida, but, in accordance with certain interlocal agreements, also provides first-time homebuyer assistance to families and individuals located in Seminole, Osceola and Lake Counties, Florida.

Assessments: The Authority has no taxing power and does not collect any taxes or assessments.  The Authority does, however, collect certain fees from borrowers seeking or obtaining financing via the issuance of multifamily housing revenue bonds.  Such fees are set forth in the application(s) for funding which can be found on the Authority's Resoures for Developers webpage.

Primary Contact: The primary contact for the Authority is W.D. Morris, Executive Director/Chief Executive Officer, 2211 East Hillcrest Street, Orlando, Florida 32803, telephone: (407) 894-0014, email:

Code of Ethics: Members and officers of the Authority are governed by the general ethics laws of the State of Florida applicable to public officials Part III, Chapter 112, Florida Statutes.  The Authority has not adopted a separate code of ethics.

Adopted Budget: The Authority's Fiscal Year 2015/2016 Budget was adopted on September 2, 2015.

Audited Financial Statements: OCHFA's annual financial statements have been audited by Dufresne & Associates, CPA. The audited financial statements have not been updated for developments subsequent to the date of the independent auditors' report. There should be no assumption that financial conditions or operations of the Authority have not changed since the date of the Statement. OCHFA's Annual Audited Financial Statement is available for download on the Authority's Investment Relations webpage.

Board Affilliations

OCHFA's board members participate as members of the National and Local Associations; maintaining involvement with the legislative processes which impacts on the present and future direction of the industry. This knowledge is gained by attending national and local conferences/ seminars with other affiliates in the industry; learning and sharing in affordable housing financing methods and practices to assist in making sound policy decisions in achieving the Authority's goals and objectives. Information accessed at these events helps to keep the Authority on the cutting edge of the industry, expanding the vision of the Authority.


  • The Florida Association of Local Housing Finance Authorities (Florida ALHFA) was founded as a Florida nonprofit corporation consisting of private and public professionals dedicated to financing affordable single-family and multi-family housing in the State of Florida. Its mission is to provide learning and networking opportunities in an environment for local municipal bond issuers and related professionals to share ideas and strategies for providing safe and affordable housing in our communities.



The National Association of County Community and Economic Development (NACCED) was created as an affiliate of the National Association of Counties (NACO) to assist in developing the technical capacity of county agencies. Today NACCED serves over 120 counties, most of which are CDBG entitlements; as well as having a large associate membership of consultants and technology firms. NACCED is a persistent and persuasive voice in Washington on budgetary and regulatory issues pertaining to community, economic and affordable housing development.



The National Association of Local Housing Finance Agencies (NALHFA), founded in 1982, is the national association of professionals working to finance affordable housing in the broader community development context at the local level. As a non-profit association, NALHFA is an advocate before Congress and federal agencies on legislative and regulatory issues affecting affordable housing and provides technical assistance and educational opportunities to its members and the public. Members are city and county agencies, non-profits, and private firms, such as underwriters, consultants, financial advisors, bond counsels, and rating agencies, which help in producing housing from concept to completion.


The National Council of State Housing Agencies (NCSHA) was created in 1974, 10 years after the first state Housing Finance Agency (HFA) began issuing housing bonds to finance homes for first-time homebuyers. What began as a small group of executive directors meeting annually has grown into a powerful national association and advocate for HFAs and affordable housing in Washington.

NCSHA represents its members in Washington before Congress, the Administration, and several federal agencies concerned with housing, including HUD and the Treasury, and with other advocates for affordable housing.


Presenting an Item to the Board

Before an item can be presented to the Board; it must be submitted in writing to the Authority. Submission cut-off-date for the disccussion agenda is fourteen (14) days prior to meeting. Presentations must include all supporting documentation; as well as, a detailed request addressed to:

W.D. Morris, Executive Director
2211 E. Hillcrest St. | Orlando, FL 32803 | Email | 407-894-0014

Local Lodging and Accommodations

Should you need to plan an overnight stay in the City Beautiful, below are Downtown Orlando, area hotels listed in order of distance to the board meeting - both venues are within walking distance (approximately 10-15 minutes). Grand Bohemian Hotel | Embassy Suites Orlando Downtown



Jan. 3

May 2

Sep. 5

Feb. 7

Jun. 6

Oct. 3
Mar. 7

Jul. 4

Nov. 7
Apr. 4
Aug. 1 Dec. 5
Agenda Details

Unless otherwise noted/ advertised, meeting(s) are subject to change and are posted with Orange County Agenda Development, according to the Administrative Regulation no. 2.09.II.

Contact W.D. Morris, for ALL board inquires.


1st Wednesday of each month.


8:30 a.m.


Orange County Admin. Center
201 S. Rosalind Ave., Orlando



No meetings.